Fix & Hold financing, also known as Buy-Rehab-Rent financing or BRRR loans, is a specialized real estate loan product designed for investors who acquire distressed or undervalued properties, renovate them to increase value, and retain them as long-term rental investments rather than selling immediately.
Unlike traditional fix-and-flip loans that focus on quick property turnovers, Fix & Hold loans are structured to support investors building rental property portfolios and generating passive income through monthly cash flow. These loans provide the acquisition and renovation capital needed to transform distressed assets into income-producing rentals.
The BRRR Strategy Explained
BRRR stands for Buy, Rehab, Rent, Refinance — a powerful wealth-building strategy that allows investors to recycle capital and scale their portfolios efficiently. Our Fix & Hold loans are specifically designed to support each phase of this strategy:
- Buy: Acquire distressed properties below market value using our bridge financing
- Rehab: Finance renovations to increase property value and rental appeal
- Rent: Place quality tenants and stabilize the property with consistent cash flow
- Refinance: Exit into permanent financing at the higher appraised value, recovering your initial capital
Why Choose Fix & Hold Over Fix & Flip?
While fix-and-flip investing offers quick profits, the Fix & Hold strategy builds long-term wealth through appreciation, cash flow, tax benefits, and equity building. Many sophisticated investors prefer Fix & Hold because it creates sustainable passive income while building a portfolio that appreciates over time.
At The Leffridge Companies, we provide Fix & Hold financing that supports your long-term investment vision. Whether you're acquiring your first rental property or scaling to a 50-unit portfolio, our flexible bridge loans are designed to help you execute the BRRR strategy with confidence.
